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        <lastmod>2026-11-04T13:31:34+05:30</lastmod>        <news:news>
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            <news:title>RBI simplifies foreign-payment paperwork for service exporters and importers</news:title>
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        <lastmod>2026-11-04T13:31:33+05:30</lastmod>        <news:news>
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            <news:title>EPFO adds WhatsApp account services and automatic payment of small balances</news:title>
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        <loc>https://clarityupsc.com/news/blitz/hubble-study-finds-small-galaxies-retain-little-of-their-stars-oxygen-220</loc>
        <lastmod>2026-11-03T21:35:00+05:30</lastmod>        <news:news>
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            <news:title>Hubble study finds small galaxies retain little of their stars’ oxygen</news:title>
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