Why in news?
Reports in June 2026 indicate that authorities have removed the requirement for facial identification under the PM RAHAT scheme. This change aims to speed up cashless treatment for accident victims and protect their privacy. The scheme continues to offer free care for the first seven days after a road accident.
Background
India has a high number of road accidents, and delays in treatment often cost lives. The PM RAHAT (Road Accident Victim Hospitalization and Assured Treatment) programme was launched on 13 February 2026 to provide cashless medical care. It integrates the Electronic Detailed Accident Report (eDAR) system with the Transaction Management System (TMS 2.0) and draws funds from the Motor Vehicle Accident Fund. Initially pilot programmes used biometric verification, but feedback suggested that this slowed down admission.
Main features
- Coverage: The scheme pays up to ₹1.5 lakh per accident victim for emergency treatment for seven days in any public or private hospital.
- Stabilisation: Hospitals must provide stabilisation care for 24 hours (for non‑life‑threatening cases) or 48 hours (for life‑threatening cases) before referring patients.
- Technology integration: Accident data from police are uploaded through eDAR. Hospitals submit bills via TMS 2.0, and payments are settled digitally from the Motor Vehicle Accident Fund.
- Emergency response: Calling 112 triggers ambulance services and notifies the nearest hospital. Grievance redressal and monitoring mechanisms ensure timely approvals and reimbursements.
- Privacy safeguards: Recent changes allow victims to receive treatment without facial recognition. Identity is verified through less intrusive documents, reducing delays.
Conclusion
PM RAHAT shows a promising shift toward victim‑centred road safety policy. Removing cumbersome verification steps can help ensure that accident victims receive life‑saving care within the golden hour.