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Survey of 1,000 platform workers finds high risks, little insurance

First brief 3 Sep, 9:45 pm IST Updated 3 Sep, 9:45 pm IST 2 developments 3 min read Latest ↓
A food-delivery platform worker on an electric bike in an Indian city
Photo: SerChevalerie / Wikimedia Commons · CC0

Where it stands

Janpahal and the Gig Workers Association (GigWA) released a survey report on 3 September 2026. Janpahal shared initial findings from the same survey in February 2026. The report's title is Occupational Safety and Health of Platform-Based Gig Workers in India. Janpahal surveyed 1,000 platform workers in 10 cities. In the survey, 778 workers reported working in extreme weather. Of these workers, 96.57 per cent said heat hurt their ability to work. In all, 62.2 per cent of respondents had no health insurance. Half of the respondents were not registered on the e-Shram portal. More than 57 per cent worked over 49 hours a week. The report asks the government to treat heat as an occupational hazard.

Background

The Code on Social Security, 2020 defines gig workers and platform workers. The Code came into force on 21 November 2025. The Code lets the Centre frame schemes for accident insurance, health and maternity benefits and old age protection. Aggregators must pay 1 to 2 per cent of annual turnover into a Social Security Fund. NITI Aayog counted 77 lakh gig workers in 2020-21. NITI Aayog expects 2.35 crore by 2029-30. Rajasthan passed the first state law for platform workers in 2023. Karnataka passed a state law in 2025. Budget 2025-26 promised gig workers e-Shram registration, identity cards and health cover under PM-JAY.

How it developed

  1. 3 September 2026
    How it started

    Janpahal and GigWA release a safety survey of platform workers

    Janpahal is a labour rights organisation. Janpahal works with street vendors, gig workers and migrant workers in Delhi. The Gig Workers Association (GigWA) organises platform workers in more than 35 cities. Janpahal surveyed 1,000 platform workers across 10 cities. The Wire reported initial findings from the survey on 4 February 2026. The full report came out on 3 September 2026.

  2. 3 September 2026
    New fact

    Heat affected the work of 96.57 per cent of workers in extreme weather

    Health insurance was missing for 62.2 per cent of respondents. Accident insurance was missing for 44.2 per cent. Platforms gave no safety training to 59.3 per cent of respondents. Among workers who reported safety incidents, 62.2 per cent had a near-miss with a vehicle. Half of the respondents were not registered on e-Shram. The Labour Ministry counted only 5.09 lakh gig and platform workers on e-Shram in November 2025.

  3. 3 September 2026
    Settled

    Report released. Central law in force since 21 November 2025.

    The report was released on 3 September 2026. The Code on Social Security, 2020 has been in force since 21 November 2025. Section 114 lets the Centre notify gig worker schemes for accident insurance, health and maternity benefits and old age protection. The Centre notified the Social Security (Central) Rules, 2026 on 8 May 2026. The Labour Ministry asked all aggregators to join e-Shram by 21 June 2026. On 29 January 2026 the ministry told Rajya Sabha that e-Shram data was now linked with PM-JAY.

Why it matters for UPSC

GS2 · Social justice and welfareGS3 · Economy and employmentPrelims · Code on Social Security, 2020

For GS2 and GS3, treat this survey as evidence, not as law or official data. Janpahal and GigWA are private bodies. The sample is 1,000 workers in 10 cities. The Code on Social Security, 2020 is the law. The Code promises gig workers schemes for accident insurance, health and maternity benefits and old age protection. The Code defines gig work as work outside the employer-employee relationship. A scheme exists only after the Centre notifies the scheme.

Key terms

Gig worker and platform workerThe Code on Social Security, 2020 defines both terms. A gig worker earns from work outside the traditional employer-employee relationship. A platform worker does platform work. Platform work means getting work through an online platform for payment. A food delivery rider or an app cab driver is a platform worker. The Code calls the app company an aggregator.
e-Shram portale-Shram is the Labour Ministry's database of unorganised workers. The portal started on 26 August 2021. A worker registers with Aadhaar and gets a Universal Account Number. Over 31 crore workers had registered by November 2025. By November 2025 only 5.09 lakh gig and platform workers had registered. An aggregator module started on 12 December 2024. Twelve big aggregators had joined by January 2026.
Aggregator and the Social Security FundAn aggregator is a digital go-between. The app connects a buyer of a service with the worker who provides the service. Section 141 of the Code sets up a Social Security Fund for unorganised, gig and platform workers. Aggregators must pay 1 to 2 per cent of annual turnover into the fund. The payment is capped at 5 per cent of what the aggregator pays its workers.
Occupational hazardAn occupational hazard is a risk that comes from the work itself. Heat is such a risk for a delivery rider on a Delhi road in May. The report wants heat treated as an occupational hazard. The report asks for paid cooling breaks and app alerts in extreme weather. The report also wants roads and customer premises counted as workplaces.
PM-JAY health cover for gig workersPM-JAY is the Ayushman Bharat health scheme. The scheme pays up to Rs 5 lakh per family per year for hospital care. Budget 2025-26 promised this cover to gig workers on online platforms. The Finance Minister said nearly 1 crore workers may gain. On 29 January 2026 the Labour Ministry told Rajya Sabha that e-Shram data was now linked with PM-JAY. The reply gave no start date.
State laws in Rajasthan and KarnatakaRajasthan passed the first state law for platform-based gig workers in 2023. The Governor gave assent on 12 September 2023. The law sets up a welfare board, a welfare fund and unique IDs. A welfare fee is charged on each transaction. Karnataka's Act received the Governor's assent on 11 September 2025. Karnataka's fee is 1 to 5 per cent of the worker's payout per transaction.
Sources (6)
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